Terms of Service

This Terms of Service Agreement ("Agreement" or "Terms") is entered into by you ("You", "User", or "Subscriber") and IValert LLC ("IValert", "Company", "We", "Us", or "Our") and governs your use of the IValert website located at ivalert.com (the "Site") and all associated services, features, content, and products (collectively, the "Service").

BY REGISTERING FOR OR USING THIS SERVICE, YOU ACCEPT AND AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THE SERVICE.

1. Acceptance of Terms

By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

We reserve the right to refuse service to anyone for any reason at any time. We may also change, restrict access to, suspend, or discontinue the Service, or any portion of the Service, at any time without notice.

2. Limitations on Investment Guidance and Professional Advice

Nothing on IValert should be construed as:

• An offer to sell or solicitation to buy any security
• A recommendation for any security or trading strategy
• Investment advice or financial planning guidance
• A guarantee of any particular investment outcome

The information provided through the Service is for educational and informational purposes only. Our signal scores, analysis, and data are tools to assist your own research - they are NOT trading recommendations. You are solely responsible for:

• Determining whether any investment, strategy, or transaction is appropriate for you
• Evaluating your personal investment objectives, financial situation, and risk tolerance
• Conducting your own due diligence before making any investment decisions
• Consulting with qualified legal, tax, and financial professionals regarding your specific situation

3. Risk Disclosure

You acknowledge and understand that:

• Options trading carries a high degree of risk and can result in rapid and substantial losses
• The signal scores and data provided are for informational purposes only and should not be relied upon as the sole basis for any trading decision
• It should NOT be assumed that any methods, techniques, or indicators presented through the Service will be profitable or will not result in losses
• Historical performance data and backtested results do not guarantee future performance
• Market conditions can change rapidly and unpredictably

We strongly recommend that you:

• Seek individual professional advice from a licensed financial advisor before investing
• Only invest money you can afford to lose
• Educate yourself thoroughly about options trading before engaging in any trades
• Start with paper trading or small positions while learning

4. Description of Service

IValert provides data analytics, educational information, and signal scoring related to options trading and implied volatility surrounding earnings events. The Service includes, but is not limited to:

• 7-layer signal scoring system for pre-earnings analysis
• Earnings calendar and company tracking
• Implied Volatility (IV) and Realized Volatility (RV) analysis
• Options flow and unusual activity data
• Insider trading activity tracking
• Pre-earnings screener with customizable filters
• Telegram and email alert notifications (for Members)
• Historical signal performance data and exports
• Watchlist functionality

The Service is provided "as is" and we make no guarantees regarding uptime, availability, or accuracy of data. We may modify, update, or discontinue features at any time without notice.

5. Registration and Accounts

To access certain features of the Service, you must register for an account. By registering, you agree to:

• Provide accurate, current, and complete registration information
• Maintain and promptly update your account information
• Maintain the confidentiality of your password and account credentials
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

Account Security

Our security system monitors for simultaneous logins from multiple locations. If we detect account sharing, your account may be automatically locked for up to 24 hours. Repeated violations may result in permanent account termination without refund.

Age Requirement

You must be at least 18 years of age to use the Service. By using the Service, you represent and warrant that you are at least 18 years old.

6. Payment and Billing

By subscribing to a paid plan, you agree to the following:

Subscription Terms

• Paid subscriptions are billed on a recurring basis (monthly or annually)
• By subscribing, you authorize us to charge your payment method on a recurring basis
• All subscription prices are listed on our pricing page and are subject to change
• Price changes for existing subscribers will be communicated with at least 30 days notice

Auto-Renewal

All subscriptions auto-renew unless cancelled. You may cancel your subscription at any time from your account settings. Cancellation will take effect at the end of your current billing period, and you will retain access until that date.

Free Trials

You are entitled to ONE (1) free trial period. If we detect that you have attempted to create multiple free trial accounts, your trial will be immediately terminated and your account may be banned.

7. Refund Policy

Since the Service provides access to digital goods and information that cannot be "returned," we have a limited refund policy:

Refund Eligibility

• Monthly subscriptions: Refunds may be requested within 48 hours of the initial charge for first-time subscribers only
• Annual subscriptions: Prorated refunds may be available within the first 7 days
• Renewal charges: No refunds for renewal charges; cancel before your renewal date to avoid charges

No Refund Situations

• Accounts terminated for Terms of Service violations
• Requests made after the eligible refund period
• Users who have previously received a refund
• Partial month usage after cancellation

To request a refund, contact us at info@ivalert.com with your account email and reason for the request.

8. Prohibited Uses

You agree NOT to:

Account Violations

• Share your account credentials or access with any other person
• Create multiple accounts to circumvent restrictions or obtain multiple free trials
• Impersonate any person or entity

Data Violations

• Copy, modify, reproduce, republish, distribute, or transmit any data from the Service
• Redistribute, resell, or commercially exploit our data in any form
• Use automated systems, bots, scrapers, or any software to extract data from the Service
• Access the Service through any interface other than our official website or applications

Technical Violations

• Attempt to reverse engineer, decompile, or disassemble any aspect of the Service
• Interfere with or disrupt the integrity or performance of the Service
• Attempt to gain unauthorized access to any systems or networks

Content Violations

• Use the Service for any illegal purpose or in violation of any laws
• Engage in any form of market manipulation or securities fraud
• Post or transmit harmful, threatening, or objectionable content

Legal action will be taken where deemed appropriate if you are found to be redistributing, reselling, or scraping information from the Service.

9. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, software, and the compilation thereof, are the exclusive property of IValert LLC or its licensors and are protected by United States and international intellectual property laws.

With an active subscription, you are granted a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the Service for your personal, non-commercial use only. This license does not include:

• Any resale or commercial use of the Service or its contents
• Any collection and use of data, descriptions, or prices
• Any derivative use of the Service or its contents
• Any downloading or copying of account information for another's benefit

All rights not expressly granted to you are reserved by IValert LLC.

10. Disclaimers and No Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

IValert LLC expressly disclaims all warranties, including but not limited to:

• Implied warranties of merchantability and fitness for a particular purpose
• Warranties regarding the accuracy, timeliness, or completeness of data
• Warranties that the Service will be uninterrupted, error-free, or secure
• Warranties regarding the results of using the Service

You acknowledge that:

• Data may contain errors, delays, or inaccuracies
• The Service may be temporarily unavailable for maintenance or due to factors beyond our control
• We do not verify third-party data sources and cannot guarantee their accuracy

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL IVALERT LLC, ITS AFFILIATES, PARTNERS, MEMBERS, MANAGERS, DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR:

• Any indirect, incidental, special, consequential, or punitive damages
• Any trading losses, lost profits, lost data, or business interruption
• Any damages arising from your use of or inability to use the Service
• Any damages arising from reliance on information provided through the Service

In no event shall our total liability to you exceed the amount you paid to us in the twelve (12) months preceding the claim, or $100, whichever is greater.

Some jurisdictions do not allow the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above limitations may not apply.

12. Indemnification

You agree to indemnify, defend, and hold harmless IValert LLC, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, damages, costs, liabilities, and expenses (including reasonable attorneys' fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of any third party
• Any trading or investment decisions you make

13. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including:

• Violation of these Terms
• Fraudulent or illegal activity
• Non-payment of fees
• At our sole discretion

Upon termination:

• Your right to use the Service will immediately cease
• We may delete your account and all associated data
• No refunds will be provided for termination due to Terms violations
• Provisions that by their nature should survive termination will survive

You may terminate your account at any time by canceling your subscription and contacting us to request account deletion.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall be conducted in English, and the arbitrator's decision shall be final and binding.

Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

15. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

• Posting the updated Terms on our website
• Updating the "Last Updated" date
• Sending an email notification for significant changes

Your continued use of the Service after any changes constitutes your acceptance of the new Terms. If you do not agree to the modified Terms, you must discontinue use of the Service.

16. Contact Information

For questions about these Terms of Service, please contact us:

IValert LLC
Email: info@ivalert.com
Website: ivalert.com

© 2026 IValert LLC. All rights reserved.